Rates

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Rates

Take Charge of Your Future: Discover Your Crucial Mortgage Rate Update!

Get the Latest on Mortgage Rates as of:

JANUARY 10th 2025

As of this date, the Prime rate is 5.45%

A Lenders

TD Bank

1 Year Fixed - 7.74%

2 Year Fixed - 7.34%

3 Year Fixed - 4.57%

4 Year Fixed - 6.76%

5 Year Fixed - 4.74%

CIBC

1 Year Fixed - 6.29%

2 Year Fixed - 5.59%

3 Year Fixed - 4.79%

4 Year Fixed - 4.64%

5 Year Fixed - 4.64%

RBC

1 Year - N/A

2 Year - 5.54%

3 Year - 4.89%

4 Year - N/A

5 Year - 4.89%

Scotiabank Promotion

1 Year Fixed - 7.29%

2 Year Fixed - 6.89%

3 Year Fixed - 4.44%

4 Year Fixed - 6.34%

5 Year Fixed - 4.54%

BMO

1 Year Fixed - 7.34%

2 Year Fixed - 6.99%

3 Year Fixed - 4.94%

4 Year Fixed - 6.34%

5 Year Fixed - 4.49%

National BANK

1 Year Fixed - 7.24%

2 Year Fixed - 6.84%

3 Year Fixed - 4.89%

4 Year Fixed - 4.84%

5 Year Fixed - 4.84%

B Lenders

Alta West Capital

24 Months (open after 12) 6.99%

75% LTV

BrightPath Capital

Up to 75% LTV 8.99% + 1.49% Lender Fee

Purchases Only

Home Trust Home Equity Line Visa

Starting at 7.99%

Home Trust Mortgage

1 year - 5.29%

2 year - 5.14%

3 year - 5.09%

Radius Financial

1 Year - 7.44%

2 Year - 7.14%

3 Year - 4.79%

4 Year - 4.69%

5 Year - 4.54%

Haventree Bank

1 Yr Starting at 5.49%

2 Yr Starting at 5.34%

3 Yr Starting at 5.24%

Marathon Mortgage

6 Months Fixed Insured 4.09%

5 Yr Fixed Insured/Insurable 4.29%

Lighthouse Credit Union

1 Yr Starting at 6.99%

Wealth One ALT-A Rates

1 Yr Fixed Starting at 5.54%

2 Yr Fixed Starting at 5.29%

3 Yr Fixed Starting at 5.14%

Community Trust

1 Year Starting at 5.74%

2 year Starting at 5.54%

3 year Starting at 5.19%

Vault Capital

1 Yr Starting at 6.74% Max LTV 80%

6 Month Open Starting at 7.25% Max LTV 80%

DUCA

1 Year - 6.54%

2 Year - 6.39%

3 Year - 5.94%

4 Year - 5.84%

5 Year - 4.79%

EFFORT TRUST

1 Year -5.70 %

2 Year - 5.40%

3 Year - 5.30%

4 Year - N/A

5 Year - N/A

FIRST National

3 Year - 4.54%

5 Year - 4.54%

3 Year - N/A

4 Year - N/A

5 Year - N/A

Neighbourhood Holdings

LTV OPEN

50% - 6.99%

60% - 7.45%

65% - 7.95%

N/A

1 Year -N/A

2 Year - N/A

3 Year - N/A

4 Year - N/A

5 Year - N/A

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1550 16th Ave, Richmond Hill

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KBanx Mortgage Ltd

FSRA #10920

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