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Rates

Take Charge of Your Future: Discover Your Crucial Mortgage Rate Update!

Get the Latest on Mortgage Rates as of:

July 17th 2026

As of this date, the Prime rate is 4.45%

As of this date, the Benchmark rate is 5.25%

A Lenders

TD Bank

1 Year Fixed - 5.49%

2 Year Fixed - 4.59%

3 Year Fixed - 4.64%

4 Year Fixed - 4.74%

5 Year Fixed - 4.79%

CIBC

1 Year Fixed - 4.74%

2 Year Fixed - 4.49%

3 Year Fixed - 4.74%

4 Year Fixed - 4.89%

5 Year Fixed - 4.94%

RBC

1 Year - N/A

2 Year - 4.79%

3 Year - 4.49%

4 Year - N/A

5 Year - 4.89%

Scotiabank Promotion

1 Year Fixed - 4.79%

2 Year Fixed - 4.19%

3 Year Fixed - 4.24%

4 Year Fixed - 4.39%

5 Year Fixed - 4.44%

BMO

1 Year Fixed - 4.64%

2 Year Fixed - 4.64%

3 Year Fixed - 4.64%

4 Year Fixed - 4.69%

5 Year Fixed - 4.74%

National BANK

1 Year Fixed - 5.49%

2 Year Fixed - 4.84%

3 Year Fixed - 4.74%

4 Year Fixed - 4.79%

5 Year Fixed - 4.84%

B Lenders

Alta West Capital

24 Months (open after 12) 6.29%

75% LTV

B2B

1 Year - 5.14%

3 Year - 4.64%

5 Year - 4.74%

Home Trust Home Equity Line Visa

Starting at 7.49%

Home Trust Mortgage

1 year - 5.09%

2 year - 5.09%

3 year - 5.19%

Highclere

1 Year - 5.64%

2 Year - 5.44%

3 Year - 4.74%

4 Year - 5.04%

5 Year - 4.64%

Haventree Bank

1 Yr Starting at 5.14%

2 Yr Starting at 4.99%

3 Yr Starting at 4.94%

Marathon Mortgage

6 Months Fixed Insured 3.64%

5 Yr Fixed Insured/Insurable 4.24%

Manulife Bank Select

1 Year - N/A

2 Year - N/A

3 Year - 4.59%

4 Year - N/A

5 Year - 4.74%

Wealth One ALT-A Rates

1 Yr Fixed Starting at 5.04%

2 Yr Fixed Starting at 5.14%

3 Yr Fixed Starting at 4.99%

Community Trust

2 Year Starting at 5.09%

3 year Starting at 5.14%

5 year Starting at 5.14%

Vault Capital

1 Yr Starting at 5.49% Max LTV 80%

2 Yr Starting at 5.75% Max LTV 80%

DUCA

1 Year - 6.54%

2 Year - 6.39%

3 Year - 5.94%

4 Year - 5.84%

5 Year - 4.79%

EFFORT TRUST

1 Year -5.70 %

2 Year - 5.40%

3 Year - 5.30%

4 Year - N/A

5 Year - N/A

FIRST National

3 Year - 4.34%

5 Year - 4.49%

3 Year - N/A

4 Year - N/A

5 Year - N/A

Neighbourhood Holdings

LTV OPEN

50% - 5.80%

60% - 5.80%

65% - 5.80%

OPTIMUM MORTGAGE

1 Year -6.59+1%

2 Year - 6.89+1%

3 Year - 6.99+1%

4 Year - N/A

5 Year - N/A

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Toronto Ontario

60 Granton Dr, Richmond Hill, ON L4B 2N6

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KBanx Mortgage Ltd

FSRA #10920

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